Our Products

Annuities are designed to be both a savings vehicle and a source of retirement income. At Pacific Life, a number of choices are available for you to help grow and protect your retirement savings in a way that best meets your needs.
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Life Insurance
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. It can be difficult to think about or plan for such an event, and unfortunately, planning is often put off until it's too late.
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For Institutions

Whether you’re looking for a de-risking strategy for your company’s pension plan, want to provide financial security to your retirees, or looking for a strong investing partner, Pacific Life has the solutions and experience to help you navigate the complex challenges faced by today’s institutional customers.

Workforce Benefits

Pacific Life Workforce Benefits is revolutionizing employee benefits with a premier, comprehensive, friction-free, digitally native experience. Our approach delivers a better experience for employers, their employees, and the brokers who serve them.

Structured Settlements
A Structured Settlement Annuity (SSA) provides tax-free, periodic payments over a period of time, specifically designed to meet an injured party's needs. Specialized consultants facilitate the settlement process, as well as help design and negotiate the structure. 

Pension Risk-Transfer
Pacific Life Is a Multi-Solutions Source
For Pension Risk-Transfer Needs.

Commercial Real Estate

Our experienced and innovative team focuses on high quality real estate investments in debt, equity and securities that seek to deliver appropriate risk-adjusted returns.


Pacific Life, its affiliates, their distributors and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.

Variable insurance products and mutual funds are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company (Newport Beach, CA) and an affiliate of Pacific Life & Annuity Company, and are available through licensed third parties. Pacific Funds refers to Pacific Funds Series Trust.

Pacific Life's Home Office is located in Newport Beach, CA.


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