Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
Submit a claim for coverages available through your employer.
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
Since 1941, we've been supporting sponsors and retirees through a combination of deep expertise, disciplined risk management, and an individual-focused service model.
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
Making you a hero for your clients with seamless solutions from start to finish.
Quality products your clients need that are easy and friction-free to use and manage.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
Submit a claim for coverages available through your employer.
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
Since 1941, we've been supporting sponsors and retirees through a combination of deep expertise, disciplined risk management, and an individual-focused service model.
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
Making you a hero for your clients with seamless solutions from start to finish.
Quality products your clients need that are easy and friction-free to use and manage.
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
Whether you’re looking for answers to your questions, necessary forms, or process information, this site provides 24/7 support designed around your individual needs. If you don't find what you need here, feel free to contact us!
Whether you’re looking for answers to your questions, necessary forms, or process information, this site provides 24/7 support designed around your individual needs. If you don't find what you need here, feel free to contact us!
What is an annuity payment? |
An annuity payment is the retirement benefit payment now being provided by Pacific Life.
How can I obtain information on my annuity payment options? |
For further details on your options, please call Pacific Life Member Services at (833) 702-1617.
When will my annuity payments begin? |
If you are not yet receiving benefit payments, you will be contacted by Pacific Life via U.S. mail approximately four months prior to your normal retirement date, which is age 65 in most cases. The envelope will include the Benefit Quote for Group Annuities form. Fill out the form and return it to Pacific Life via U.S. mail, fax, or by uploading it to your Pacific Life Member Self Service account.
Alternatively, you may contact Pacific Life Member Services at (833) 702-1617 to provide the pertinent information over the phone.
What if I would like an early retirement benefit? |
Call Pacific Life Member Services at (833) 702-1617 to determine your eligibility for early retirement.
What if I want to delay my annuity payment start date? |
When Pacific Life contacts you at your normal retirement date (age 65 in most cases), you may elect to delay your benefit start date. Pacific Life will continue to contact you via U.S. mail each year until you have elected your option and benefit start date.
Note: Please be aware that your payments must begin according to Required Minimum Distribution (RMD) rules. If you have questions regarding RMD rules, please consult with a tax advisor. Neither Pacific Life nor its representatives provide tax or legal advice.
How do I receive my annuity payment? |
If you do not select direct deposit, your annuity payments will be sent as a paper check via U.S. mail.
What happens to my annuity payments in the event of my death? |
In the event of your death, your annuity payments will follow the terms outlined in your Annuity Certificate.
For 85 years, we’ve helped people manage retirement income with clarity and precision. That experience shows up in the innovative ways in which we support you today, through reliable processes, clear information, and secure systems designed to make managing your annuity as simple as possible.
When you contact us, you’re supported by real people who take pride in helping individuals and not just processing requests. We’re committed to listening, answering your questions clearly, and providing thoughtful assistance every step of the way. With Pacific Life, you’re never navigating your annuity alone.
Your annuity is meant to provide lifelong retirement confidence. Backed by nearly 160 years of strength and stability, we’re built to confidently support that responsibility with the experience and financial discipline needed to deliver your benefits accurately and reliably, today and in the years ahead.
If you have questions, need help with a form, or would prefer to speak with someone directly, our team is here to support you.
Please reach out using the contact options below, and we’ll be glad to assist you.
Contact us directly at: | Contact us via mail: |
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Toll Free: Fax: Hours of Operation: | Regular Mail: Overnight Mail: |
Pacific Life refers to Pacific Life Insurance Company (Newport Beach, CA) and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York, and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
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