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Annuities
Annuities
Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
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Variable Annuities
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
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Registered Index-Linked Annuities
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
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Fixed Indexed Annuities
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
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Fixed Annuities
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
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Immediate Annuities
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
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Deferred Income Annuities
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
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Variable Annuities
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Life Insurance
Life Insurance
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
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Variable Universal Life Insurance
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
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Indexed Universal Life Insurance
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
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Term Life Insurance
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
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Universal Life Insurance
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
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Variable Universal Life Insurance
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Employee Benefits
Employee Benefits
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
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Explore Benefits
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
-
Submit A Claim
Submit a claim for coverages available through your employer.
- Find a Dentist
- Find a Vision Provider
-
Explore Benefits
- Life Goals
- Insights
-
Employee Benefits
Employee Benefits
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
-
Why Choose Us
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
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Our Products
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
- Find a Dentist
- Find a Vision Provider
-
Why Choose Us
- Retirement and Pension Solutions
- Business Protection
- Executive Benefits
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Retirement Solutions
Retirement Solutions
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
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Pension Solutions
A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.
View more -
Lifetime Income Solutions
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
View more
-
Pension Solutions
- Institutional Investments
- Insights
- Reinsurance
- Annuities
- Life Insurance
- Retirement and Pension Solutions
-
Employee Benefits
Employee Benefits
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
-
Why Choose Us
Making you a hero for your clients with seamless solutions from start to finish.
-
Our Products
Quality products your clients need that are easy and friction-free to use and manage.
- Find a Dentist
- Find a Vision Provider
-
Why Choose Us
- Structured Settlements
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
-
Annuities
Annuities
Pacific Life offers a variety of annuities designed to help grow, protect, and manage retirement savings turning it into steady, reliable lifetime income based on your personal preferences and goals.
-
Variable Annuities
Pacific Life variable annuities are long-term investments that can help you grow your retirement savings through a diverse selection of investment options while deferring taxes until you’re ready to take retirement income.
-
Registered Index-Linked Annuities
A registered index-linked annuity is a tax-deferred contract that allows you to pursue growth without being invested directly in the market. Instead, growth is linked to the performance of an index (such as the S&P 500® index). It also provides levels of protection against the amount of loss you can incur.
-
Fixed Indexed Annuities
Pacific Life fixed indexed annuities are designed to protect your principal while providing growth opportunity based on the positive movement of an index creating a source of income that lasts for life and providing a guaranteed death benefit for loved ones.
-
Fixed Annuities
Protect and grow your principal at a fixed rate to create a source of lifetime income and help provide for loved ones through a death benefit with a Pacific Life fixed annuity.
-
Immediate Annuities
With a Pacific Life immediate annuity you can receive reliable income payments that begin on a date you choose within one year of purchase and last for life.
-
Deferred Income Annuities
A fixed, deferred income annuity from Pacific Life provides reliable income payments beginning on a future date the annuitant chooses.
-
Variable Annuities
-
Life Insurance
Life Insurance
Life insurance is most commonly used to help protect your family from any financial effects of your and/or your spouse's death. Protect your family's financial well-being with life insurance, which can pay a death benefit to help replace a lifetime of your loved one's lost earning potential.
-
Variable Universal Life Insurance
A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and guaranteed investment options. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.
-
Indexed Universal Life Insurance
When you need death benefit protection, the right life insurance policy may also help protect against market downturns. Indexed universal life insurance (IUL) offers the growth potential of index-based interest crediting rates and the protection of guaranteed minimum interest crediting floors.
-
Term Life Insurance
Quality term life insurance from a premier life insurance carrier. Protect your family or business for the term period of your choosing at competitive premiums.
-
Universal Life Insurance
Universal Life Insurance (UL) provides death benefit protection with cash value growth potential, guaranteed minimum interest crediting rates, and flexible options for customizing coverage for your needs.
-
Variable Universal Life Insurance
-
Employee Benefits
Employee Benefits
Pacific Life offers a full range of employee benefits, available through your employer, for your added health and financial well-being.
-
Explore Benefits
From dental exams to paycheck protection, our coverages can help provide you and your family peace of mind.
-
Submit A Claim
Submit a claim for coverages available through your employer.
- Find a Dentist
- Find a Vision Provider
-
Explore Benefits
- Life Goals
- Insights
-
Employee Benefits
Employee Benefits
Introducing Pacific Life Workforce Benefits that deliver employee value and meet employers' needs for simplicity and dependability in an ever-changing workplace.
-
Why Choose Us
Reduce your administrative tasks and time with a powerful, yet simple approach to managing group benefits.
-
Our Products
Quality benefits your employees can rely on that are easy and friction-free to use and manage.
- Find a Dentist
- Find a Vision Provider
-
Why Choose Us
- Retirement and Pension Solutions
- Business Protection
- Executive Benefits
-
Retirement Solutions
Retirement Solutions
The Institutional Retirement Solutions Group offers a holistic approach that provides a seamless and integrated experience for our clients. We leverage Pacific Life’s nearly 160 years of financial strength to deliver retirement security and solve the critical need for institutional income solutions.
-
Pension Solutions
A leader in the Pension Risk Transfer market since 1941, we help provide retirement security for participants and deliver best-in-class performance and high-touch client service.
View more expand_more -
Lifetime Income Solutions
Partnering with our clients to deliver customizable lifetime income solutions that cater to the full spectrum of retirement plan needs.
View more expand_more
-
Pension Solutions
- Institutional Investments
- Insights
- Reinsurance
- Annuities
- Life Insurance
- Retirement and Pension Solutions
-
Employee Benefits
Employee Benefits
Introducing Pacific Life Workforce Benefits. A new, totally unified experience that integrates group benefits, from quotes to claims. Better for your clients. Better for your business.
-
Why Choose Us
Making you a hero for your clients with seamless solutions from start to finish.
-
Our Products
Quality products your clients need that are easy and friction-free to use and manage.
- Find a Dentist
- Find a Vision Provider
-
Why Choose Us
- Structured Settlements
-
Individuals
Discover financial solutions that protect your future and provide peace of mind. Whether you're exploring annuities, life insurance, or understanding employee benefits through your workplace, Pacific Life offers resources and products designed to meet your personal and family goals.
-
Employers
Support your workforce with innovative employee benefits and retirement solutions. Pacific Life partners with business owners, benefits administrators, and pension fund managers to create customized programs that attract and retain top talent while securing their financial future.
-
Institutions
Simplify complex retirement and pension risk management with our tailored solutions for large organizations. Pacific Life specializes in working with institutions to address their unique challenges, offering expertise in pension de-risking and strategic retirement planning for a more secure future.
-
Financial Professionals & Brokers
Empower your clients with confidence by leveraging Pacific Life’s comprehensive portfolio of financial products. From annuities to life insurance, we provide the tools, resources, and support to help financial advisors and brokers deliver exceptional value and long-term results.
2025 Grant Award Recipients
Since 1984, Pacific Life and the Pacific Life Foundation have contributed nearly $170 million to nonprofits. Our partners range from organizations serving the local communities where Pacific Life has offices to global charities focused on ocean health. Each of these organizations is creating lasting, positive impact for our community and we are proud to support their efforts.
—This is a partial list of 2025 Pacific Life Foundation cash grants, global and corporate contributions. It does not include grants of $5,000 or below.—
Arts and Culture
$20,000+ |
| • | Arts & Learning Conservatory | $40,000 |
| • | Employee Donation Matching Programs | $25,000 |
| • | Newport Beach Public Library Foundation | $110,000 |
| • | South Coast Repertory | $45,000 |
$7,500 to $20,000 |
| • | Bowers Museum | $15,000 |
| • | Friends of Santa Ana Zoo | $15,000 |
| • | Joslyn Art Museum | $15,000 |
| • | Omaha Conservatory of Music | $10,000 |
| • | Omaha Symphony | $15,000 |
| • | Omaha Theater Company | $10,000 |
| • | Pacific Chorale | $15,000 |
| • | Pacific Symphony | $15,000 |
| • | Pretend City Children's Museum | $15,000 |
| • | UC Irvine Langson Orange County Museum of Art | $15,000 |
| • | UCI Foundation/Claire Trevor School of the Arts | $15,000 |
Civic, Community & Economic Development
$20,000+ |
| • | CEO Leadership Alliance Orange County | $160,000 |
| • | Employee Donation Matching Programs | $65,500 |
| • | Latino Center of the Midlands | $115,000 |
| • | OneOC | $30,000 |
$7,500 to $20,000 |
| • | Avenue Scholars Foundation | $10,000 |
| • | Career Ready (UK) | $13,500 |
| • | CIELO | $15,000 |
| • | Coro Southern California | $10,000 |
| • | Dress for Success (Australia) | $16,500 |
| • | Dress for Success (Canada) | $17,500 |
| • | Dress for Success (UK) | $19,500 |
| • | Hope Builders | $15,000 |
| • | Public Policy Institute of California | $10,000 |
| • | United Way of the Midlands/JAG Nebraska | $10,000 |
| • | Working Wardrobes | $10,000 |
Education
$20,000+ |
| • | 3Ts of Education | $377,500 |
| • | Boys & Girls Clubs of Capistrano Valley | $57,000 |
| • | Boys & Girls Clubs of Central Orange Coast | $30,000 |
| • | Employee Donation Matching Programs | $205,500 |
| • | Endeavour (Bermuda) | $25,000 |
| • | Girls Inc. of Omaha | $100,000 |
| • | Girls Inc. of Orange County | $117,500 |
| • | Junior Achievement of Orange County | $119,000 |
| • | Junior Achievement USA | $100,000 |
| • | KABOOM! | $349,000 |
| • | Life Fund | $82,500 |
| • | The Access Project (UK) | $41,000 |
| • | Think Together | $22,500 |
| • | UCI Foundation/ICS Summer Academy | $50,000 |
| • | UCI Foundation/UCI-OC Alliance | $25,000 |
$7,500 to $20,000 |
| • | Amazement Square | $12,500 |
| • | Aquarium of the Pacific | $15,000 |
| • | Big Brothers Big Sisters of Orange County and the Inland Empire | $15,000 |
| • | Boys & Girls Club of Greater Lynchburg | $15,000 |
| • | Boys & Girls Club of Laguna Beach | $10,000 |
| • | Boys & Girls Clubs of Huntington Valley | $15,000 |
| • | Boys & Girls Clubs of the Midlands | $15,000 |
| • | Boys & Girls Clubs of the Midlands SC | $10,000 |
| • | Boys Town | $15,000 |
| • | Child Creativity Lab | $15,000 |
| • | Constitutional Rights Foundation, Orange County | $10,000 |
| • | CSU Fullerton/School of Risk Management & Insurance | $20,000 |
| • | Discovery Cube Orange County | $15,000 |
| • | Environmental Nature Center | $15,000 |
| • | Girl Scouts of South Carolina-Mountains to Midlands | $10,000 |
| • | Green Dot Public Schools | $10,000 |
| • | Jubilee Family Development Center | $10,000 |
| • | Junior Achievement (Canada) | $17,500 |
| • | Kids Can Community Center | $15,000 |
| • | KidWorks | $15,000 |
| • | Lynchburg Beacon of Hope | $15,000 |
| • | MIND Research Institute | $15,000 |
| • | MINDS (Singapore) | $18,500 |
| • | NorthStar Foundation | $15,000 |
| • | Ocean Institute | $15,000 |
| • | PBS SoCal | $15,000 |
| • | Playworks Southern California | $15,000 |
| • | Project Hope Alliance | $15,000 |
| • | Shine Singapore | $11,500 |
| • | Special Olympics Nebraska | $10,000 |
| • | The Actuarial Foundation | $10,000 |
| • | The American College of Financial Services | $15,000 |
| • | The Wooden Floor | $15,000 |
| • | UCI Foundation/Center for Investment and Wealth Management | $17,500 |
| • | UCI Foundation/UCI Science Project | $15,000 |
Environment, Ocean Health & Marine Mammals
$20,000+ |
| • | American Friends of The Ocean Cleanup Foundation | $100,000 |
| • | Ocean Conservancy | $100,000 |
| • | Oceana | $100,000 |
| • | Thames 21 (UK) | $47,000 |
| • | The Nature Conservancy | $100,000 |
| • | World Wildlife Fund | $100,000 |
| • | WWF-UK | $107,500 |
$7,500 to $20,000 |
| • | Employee Donation Matching Programs | $19,000 |
| • | Gamay Rangers Sydney (Australia) | $13,000 |
| • | Newport Bay Conservancy | $10,000 |
| • | Ocean Wise (Canada) | $14,500 |
| • | Pacific Marine Mammal Center | $20,000 |
| • | Surfrider Foundation | $15,000 |
| • | The Ecology Center | $10,000 |
| • | Upwell | $20,000 |
| • | Waterways Watch Society (Singapore) | $19,000 |
Health Services
$20,000+ |
| • | CHOC Foundation | $70,000 |
| • | City of Hope | $50,000 |
| • | Employee Donation Matching Programs | $96,500 |
| • | Great Ormond Street Children's Hospital (UK) | $40,500 |
| • | St. Jude Children's Research Hospital | $50,000 |
| • | Susan G. Komen Orange County | $30,000 |
| • | UCI Foundation/UC Irvine Diabetes Center | $45,000 |
$7,500 to $20,000 |
| • | AltaMed Health Services Corporation | $15,000 |
| • | Alzheimer's Association, Orange County Chapter | $15,000 |
| • | Camino Health Center | $15,000 |
| • | Easterseals Southern California | $15,000 |
| • | Illumination Foundation | $15,000 |
| • | Laguna Beach Community Clinic | $15,000 |
| • | LGBTQ Center OC | $15,000 |
| • | MemorialCare Saddleback Medical Center Foundation | $15,000 |
| • | Miracles for Kids | $15,000 |
| • | MOMS Orange County | $15,000 |
| • | OneWorld Community Health Centers | $15,000 |
| • | Project Gallantly Forward | $10,000 |
| • | Project Harmony | $15,000 |
| • | Radiant Health Centers | $20,000 |
| • | Special Olympics Orange County | $15,000 |
| • | Unlimited Possibilities | $10,000 |
| • | Visiting Nurse Association | $10,000 |
| • | YMCA of Orange County | $15,000 |
Human Services
$20,000+ |
| • | Age UK | $33,500 |
| • | American Red Cross National | $500,000 |
| • | Blue Ridge Area Food Bank | $50,000 |
| • | California Community Foundation | $250,000 |
| • |
Canine Companions Southwest Regional Training Center | $30,000 |
| • | Center for Disaster Philanthropy, Inc. | $100,000 |
| • | Childhelp, Inc. | $80,000 |
| • | Community Action Partnership of Orange County | $111,000 |
| • | Council on Aging - Southern California | $1,025,000 |
| • | Daily Bread Food Bank (Canada) | $28,000 |
| • | Employee Donation Matching Programs | $614,500 |
| • | Feeding America | $150,000 |
| • | Food Bank for the Heartland | $55,000 |
| • | Foodbank NSW & ACT (Australia) | $41,500 |
| • | Foster Love | $23,500 |
| • | Operation Gratitude | $50,500 |
| • | Orange County United Way (non-campaign) | $360,000 |
| • | Second Harvest Food Bank of Orange County | $85,000 |
| • | SPIN | $22,500 |
| • | The Community Foundation of the Texas Hill Country | $100,000 |
| • | The Eliza Dolittle Society (Bermuda) | $21,000 |
| • | The Felix Project (UK) | $54,000 |
| • | The Food Bank Singapore | $41,500 |
| • | The Trussell Trust (UK) | $47,500 |
| • | Tias Arms | $25,000 |
| • | United Way of the Midlands | $32,500 |
$7,500 to $20,000 |
| • | Age Well Senior Services | $15,000 |
| • | American Red Cross of Blue Ridge Virginia | $15,000 |
| • | American Red Cross Omaha-Council Bluffs & SW Iowa Chapter | $15,000 |
| • | American Red Cross, Orange County Chapter | $20,000 |
| • | Beyond Blindness | $15,000 |
| • | Bracken's Kitchen | $15,000 |
| • | CASA for Douglas County | $15,000 |
| • | CASA of Central Virginia | $15,000 |
| • | CASA of Orange County | $15,000 |
| • | Casa Youth Shelter | $10,000 |
| • | Child Saving Institute | $15,000 |
| • | Coalition for the Protection of Children (Bermuda) | $10,000 |
| • | ELBA (UK) | $13,500 |
| • | Families Forward | $15,000 |
| • | Food Finders | $15,000 |
| • | Friendly Center | $12,500 |
| • | Friendship Shelter | $15,000 |
| • | Goodwill of Orange County | $15,000 |
| • | Greater Lynchburg Habitat for Humanity | $15,000 |
| • | Happy Giver (Korea) | $7,500 |
| • | Heart Ministry Center | $10,000 |
| • | Heartland Hope Mission | $10,000 |
| • | HomeAid America | $20,000 |
| • | HomeAid Orange County | $15,000 |
| • | Human Options | $15,000 |
| • | Interval House | $15,000 |
| • | Intervention Center for Early Childhood | $12,500 |
| • | Jewish Child and Family Services of Chicago | $15,000 |
| • | Laguna Food Pantry | $10,000 |
| • | Laura's House | $15,000 |
| • | Lynchburg Daily Bread | $12,000 |
| • | Lynchburg Grows | $10,000 |
| • | Meals on Wheels Orange County | $15,000 |
| • | MICAH House | $10,000 |
| • | Ollie Webb Center | $10,000 |
| • | Orange County Children's Therapeutic Arts Center | $15,000 |
| • | Orangewood Foundation | $15,000 |
| • | Pathways of Hope | $10,000 |
| • | Project Youth OC | $10,000 |
| • | ReLove (Australia) | $10,500 |
| • | Ronald McDonald House Charities in Omaha | $10,000 |
| • | Saving Grace Perishable Food Rescue | $15,000 |
| • | Share Ourselves | $15,000 |
| • | Someone Cares Soup Kitchen | $15,000 |
| • | South Carolina Center for Fathers and Families | $10,000 |
| • | Step Up | $11,000 |
| • | Stewart House (Australia) | $10,000 |
| • | Support The Enlisted Project | $15,000 |
| • | The Autism Community in Action | $10,000 |
| • | The Priority Center | $15,000 |
| • | United Way of Central Virginia | $15,000 |
| • | Whispering Roots | $10,000 |
| • | WISEPlace | $15,000 |
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