Wherever you are in the life cycle of your defined benefit plan, Pacific Life can help you achieve your short and long-term goals, even if your plan is under-funded. Our comprehensive solutions can provide a strategically customized program takes into consideration your plan's funded status, employee population, financial obligations, long-term perspective, and much more.
Each defined benefit plan sponsor has unique pension solution needs. That's why Pacific Life was the first to offer a comprehensive suite of pension de-risking solutions for defined benefit plans, including Buy-In, Buy-out, and Insured Liability Driven Investing (LDI), a first of its kind alternative to best-efforts LDI strategies.
Our knowledgeable and collaborative pension solution specialists take the time to listen and help you understand the available strategies so you can determine which can best fit your needs. When you choose Pacific Life, we guide you through each phase of the pension solution process.
For more than 150 years, Pacific Life has provided financial security through products and services that stand the test of time. Today, we maintain strong financial strength ratings1 from major independent rating agencies and we are organized under a mutual holding company structure that operates for the benefit of Pacific Life's policyholders and contract owners.
1Ratings may change. More information and current financial strength ratings can be found on our Pacific Life Ratings page.
Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Pacific Life, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.
Pacific Life refers to Pacific Life Insurance Company (Newport Beach, CA) and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in all states by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.