A hallmark of variable universal life insurance (VUL) is flexibility. In addition to death benefit protection, VUL offers the ability to allocate among purely market-driven and fixed options with guaranteed minimum interest crediting. With such a wide range of investment options, you may adjust your policy’s allocations to meet a potential lifetime of growth objectives and risk tolerances—all in one flexible policy.


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Pacific Legacy Survivorship VUL

Form series #P22SVL, S22PLS, varies based on state of policy issue.

Pacific Legacy Survivorship VUL is a survivorship or second-to-die variable universal life insurance policy, a potential solution to help you preserve your financial legacy.

Pacific Protector VUL

Form series #P19PHV, S22PRO, varies by state of policy issue.

Guaranteed death benefit protection designed for efficient wealth transfer planning and market-driven growth potential.

Pacific Select VUL 2

Policy Form #P19VUL, S19VUL or ICC19 P19VUL, ICC19 S19VUL based on state of policy issue.

Life insurance with the flexibility to meet a lifetime of needs and the freedom to choose an investment strategy that’s right for you.

Pacific Select Harbor VUL

Policy Form #P19PHV, S19PHV or ICC19 P19PHV, ICC19 S19PHV based on state of policy issue.

Life insurance protection designed with long-term growth potential in mind.

Pacific Admiral VUL

Policy Form #P19VUL and S20ADM or ICC19 P19VUL and ICC20 S20ADM, based on state of policy issue.

Variable universal life insurance for death benefit protection and a streamlined focus on cost-efficient variable investment options for growth potential.

Pacific Select VUL 2 

Policy Form #P19VUL, S19VUL or ICC19 P19VUL, ICC19 S19VUL based on state of policy issue.

Life insurance with the flexibility to meet a lifetime of needs and the freedom to choose an investment strategy that’s right for you.

There are no products currently available in your state.

Confidence in your future starts here

Find a Financial Professional
You want to reach your goals. A financial professional can help you get there.

A financial professional must be a properly licensed and appointed life insurance producer to sell life insurance products.

*For federal income tax purposes, life insurance death benefits generally pay income tax-free to beneficiaries pursuant to IRC Sec. 101(a)(1). In certain situations, however, life insurance death benefits may be partially or wholly taxable. Situations include, but are not limited to: the transfer of a life insurance policy for valuable consideration unless the transfer qualifies for an exception under IRC Sec. 101(a)(2)(i.e. the transfer-for-value rule); arrangements that lack an insurable interest based on state law; and an employer-owned policy unless the policy qualifies for an exception under IRC Sec. 101(j).

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

You should carefully consider a variable life insurance product’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses and investment goals/objectives of the underlying investment options. This and other information about Pacific Life Insurance Company products are provided in the applicable product and underlying fund prospectuses which are available from your life insurance producer or by clicking here. Read them carefully before investing or sending money.

Pacific Life Insurance Company reserves the right to change or modify any non-guaranteed or current elements. The right to modify these elements is not limited to a specific time or reason.

Life insurance is subject to underwriting and approval of the application and will incur monthly policy charges.

Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. Product/material availability and features may vary by state. Variable insurance products are distributed by Pacific Select DistributorsLLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and are available through licensed third-party broker/dealers.

Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company, but they do not protect the value of the variable investment options. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker/dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company.

Pacific Life Insurance Company's Home Office is located in Omaha, NE.


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