A fixed, deferred income annuity is designed to provide reliable income that begins in the future, on a date that you choose. With it, you can tailor income to fit your needs and create income that lasts for life.
Financial strength ratings for the companies issuing our annuity products.
For withdrawals, beneficiary changes, fund transfers, and more.
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Pacific Life, its distributors, and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney.
Annuity withdrawals and other distributions of taxable amounts, including death benefit payouts, will be subject to ordinary income tax. For nonqualified contracts, an additional 3.8% federal tax may apply on net investment income. If withdrawals and other distributions are taken prior to age 59½, an additional 10% federal tax may apply. A withdrawal charge also may apply. Withdrawals will reduce the contract value and the value of the death benefits, and also may reduce the value of any optional benefits.
Broker/dealer and state variations may apply. Contact your broker/dealer for availability.
Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.
Fixed annuities issued by Pacific Life (Newport Beach, CA) are available through licensed, independent third parties.
Contract Form Series: 30-1294, ICC14:30-1308, 30-1305NJ (subject to state variations)
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
No bank guarantee • Not a deposit • Not FDIC/NCUA insured • May lose value • Not insured by any federal government agency