1 CareerBuilder, “Living Paycheck to Paycheck is a Way of Life for Majority of U.S. Workers”
2 Board of Governors of the Federal Reserve System Report on the Economic Well-Being of U.S. Households in 2019
3 Boston College Center for Retirement, "National Retirement Risk Index" 
4 U.S. Government Accountability Office Most Households Approaching Retirement Have Low Savings
5 Boston College Center for Retirement Research, “401(k)/IRA Holdings in 2016: An Update from the SCF”
6 Forbes, “How Much Should You Have Saved By Age?”
7 National Institute on Retirement Security, “The Retirement Savings Crisis: Is it Worse than we Think”
8 Social Security Administration, "Fact Sheet"
9 Assumes $100,000 starting principal, 5% interest/annual return, 3% inflation rate and 20 years to payout.
10 Pacific Life, "How Annuities Can Boost Your Retirement Savings"


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