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Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company and do not protect the value of the variable investment options, which are subject to market risk.
1 Boston College Center for Retirement Research, “Average Retirement Age: An Update”
2 Boston College Center for Retirement Research, “Average Years in Retirement, Men”
3 Kiplinger “Will You Really Need to Replace 80% of Your Pretirement Paycheck?"
4 Fidelity, "Health Care Price Check"
5 Economic Policy Institute, “The State of American Retirement Savings”
6 World Economic Forum, “Retirees will outlive their savings by a decade”
7 Motley Fool, “Think Social Security Will Cover Most of Your Retirement Expenses? Think Again”
8 Social Security Administration
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