Group Life Insurance

Pacific Life Group Term Life Insurance includes basic and voluntary plans with Accidental Death and Dismemberment (AD&D) and makes it possible for employers to offer protection for employees and their families.

3 Reasons Why Life Insurance Matters

Covers expenses and lost income: Provides death benefit protection for your family to pay funeral costs and help replace income.

Provides peace of mind: Gain a sense of security knowing your loved ones will be taken care of in a time of need.

Leaves a legacy: Gives you the ability to contribute to enduring family goals such as paying off a mortgage or covering college tuition.

Benefit Highlights

With group term life insurance from Pacific Life, employers can provide protection for employees at cost-effective group rates. Plus, our online automated Evidence of Insurability (EOI) process makes it easier and provides faster results.

Coverages may also include:

  • Basic and Voluntary Life Insurance
  • Basic and Voluntary Accidental Death & Dismemberment (AD&D) Insurance
  • Spouse and children coverage
  • Accelerated benefit option
  • Waiver of Premium
  • Portability and Conversion

For specific coverage details, access your Pacific Life Portal. For more information visit our FAQ below. 


The carrier you choose to support you matters. Since 1868, we've been focused on our customers — doing what's right by you and evolving our products and services to meet your needs.

Our company has a strong track record of being there for our customers in times of need. ​We understand the importance of life insurance, continually paying out benefits for more than 150 years.​

You can have the confidence to enjoy a life well-lived and trust that Pacific Life will protect your tomorrow.

More questions? Check out our FAQ below.

How do I file a claim?

We understand that sometimes there are circumstances that can make filing a claim difficult and want you to know that we are here to support you throughout this process. You can call us at (855) 810-3301 to start a claim. To help you prepare the necessary documents, you can also download the appropriate claim package and follow the instructions inside:

  • Beneficiary Claim Package: For use by a beneficiary or group life insured who has experienced a loss. For Beneficiaries | For Employers
  • Accelerated Benefit Option Package: For use by a group life insured who has been diagnosed with a terminal illness and wants to receive a portion of their life insurance while living. For Employees | For Employers
  • Dismemberment Claim Package: For use by a group life insured with accidental death and dismemberment (AD&D) coverage who needs to file a claim for dismemberment due to an accident. For Employees | For Employers
  • Authorization for Release of Claim Information: For use by the claimant to designate an individual or entity to speak with Pacific Life on their behalf. For Claimants
Can I update my beneficiaries?

You can make changes to beneficiaries at any time during the year. Reach out to the benefits administrator at your company to add or change beneficiaries on your policy.

Can I add or remove coverage for family members?

If your employer's plan includes coverage for family members, you likely only have the ability to make changes during annual enrollment or after a qualifying life status change, such as marriage, divorce or birth of a child. Reach out to the benefits administrator at your company to discuss eligibility and make changes.

What happens to my life insurance coverage if I retire or leave my company?

When you retire or leave the company, you may be eligible to continue coverage or convert to an individual policy. You can check your Certificate of Coverage found in your portal for details. If your coverage terminates, you will be notified of your right to convert and any other options that may be available to you.

What is Accidental Death and Dismemberment insurance?

Accidental death and dismemberment (AD&D) is a type of insurance coverage that provides a benefit in the event of a death or dismemberment caused by an accident, such as car accidents, falls, burns, and drownings.

The AD&D benefit is paid in addition to the life insurance benefit. Benefits payable due to dismemberment may cover severe accidental injuries that result in the loss of a limb (e.g., arm, leg) or the loss of a major bodily function (e.g., paralysis, sight, hearing) and may include benefits to reimburse the cost of needed modifications to one’s home and/or vehicle due to the injury, such as a wheelchair ramp or widening doors. You can review your Certificate of Coverage in your portal to see all benefits available to you.

How do I access my online portal account?

Your online Pacific Life Portal gives you the ability to manage all your benefits in one convenient location. After you enroll, you’ll receive an email invitation with a link to create your account. If you need additional support, call us at (855) 810-3301. Once your account is set up, you can sign in.

Who can I contact if I need help?

Current members can call us at (855) 810-3301 with any questions. We are here to help you get the most out of your Pacific Life benefits.


Life Policy Form Series ICC23 PLAGTLP and ICC23 PLAGTLC

Pacific Life refers to Pacific Life Insurance Company and its subsidiary Pacific Life & Annuity Company. Insurance products can be issued in all states, except New York, by Pacific Life Insurance Company and in all states by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues.


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