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Life Insurance

Include Life Insurance in Your Financial Plan
The protection against premature death provided by life insurance can be a key component in your financial plan. Pacific Life Insurance Company offers a variety of life insurance products to help you achieve your financial planning objectives.

For more information on Pacific Life Insurance Company products or to purchase a policy, contact your nearest life insurance producer appointed with Pacific Life.


Variable Universal Life Insurance Products:
Pacific Select VUL Pacific Select VUL- Accumulation
(Policy Form #P12VUL or ICC12 P12VUL
based on state of policy issue.)
(Policy Form #P15PVA, P15PVA SP or ICC15 P15PVA,
ICC15 P15PVA SP based on state of policy issue.)
Pacific Select Survivorship VUL Pacific Prime VUL
(Policy Form #P13SVL or ICC13 P13SVL
based on state of policy issue.)
(Policy Form #P11P1V or ICC11 P11P1V
based on state of policy issue.)

This and other information about Pacific Life is in prospectuses available on this web site or from your life insurance producer or by calling (800) 800-7681. Read them carefully before investing or sending money.


Indexed Universal Life Insurance Products*:
Pacific Indexed Accumulator 5 Pacific Indexed Performer LT 2
(Policy Form #P15IUL, S15PIA5 or ICC15 P15IUL,
ICC15 S15PIA5 based on state of policy issue.)
(Policy Form #P15IUL, S15PIAP or ICC15 P15IUL,
ICC15 S15PIAP based on state of policy issue.)

Pacific Discovery Xelerator IUL

Pacific Indexed Estate Preserver 2
(Policy Form #P15IUL, S16PDX or ICC15 P15IUL,
ICC16 S16PDX based on state of policy issue.) 
(Policy Form #P15SIL, S15IEP2 or ICC15 P15SIL,
ICC15 S15IEP2 based on state of policy issue.)

Pacific Discovery Protector IUL

(Policy Form ##P15IUL and S17PDP or ICC15 P15IUL and ICC17 S17PDP, based on state of policy issue.)


*These indexed products do not directly participate in any stock or equity investments.

Universal Life Insurance Products:
Versa-Flex PRO II Pacific Estate Preserver III
(Policy Form #P10VP2) (Policy Form #P07PE3)
Versa-Flex NLG Pacific Prime UL-NLG
(Policy Form #P08VN1) (Policy Form #P10P1N)

Term Life Insurance Products:
Our Pacific PRIME Term series focuses on the essential elements of quality term products - attractive rates, conversion flexibility, competitive underwriting and quality policy services. The Pacific Term series includes:

Pacific PRIME Term
(Policy Form #P12TRS or ICC12 P12TRS for simplified underwritten policies and Policy Form #P12TRF or ICC12 P12TRF for fully underwritten policies.) Policy form number based on state of policy issue.  Form number will vary based on age of the insured and the face amount chosen at time of application.  Form number also correspond to the underwriting method associated with the application.



You should carefully consider a variable life insurance product’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses and investment goals/objectives of the underlying investment options. This and other information about Pacific Life insurance products are provided in the applicable product and underlying fund prospectuses which are available from your life insurance producer or by clicking here. Read them carefully before investing or sending money.

This material is not intended to be used, nor can it be used by any taxpayer, for the purpose of avoiding U.S. federal, state or local tax penalties. This material is written to support the promotion or marketing of the transaction(s) or matter(s) addressed by this material. Pacific Life, its affiliates, their distributors and respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor or attorney.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Life insurance is subject to underwriting and approval of the application and will incur monthly policy charges.

Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Insurance products and their guarantees, including optional benefits and any crediting rates, are backed by the financial strength and claims-paying ability of the issuing insurance company, but they do not protect the value of the variable investment options. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker-dealer, insurance agency or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims-paying ability of the life insurance company. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company, and an affiliate of Pacific Life & Annuity Company, and are available through licensed third-party broker-dealers.

Pacific Life is located in Newport Beach, CA.