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Information provided by you through our Web sites is used only to help
transact the business you have with us.
Privacy is a top priority at Pacific Life. We are committed to maintaining
the highest level of confidentiality with all of the information we receive
through our Web sites.
You are not required to provide personal information to use Pacific Life
Web sites except where expressly stated. Certain features may require you
to submit personal information in order for those features to function (e.g.
First Time User login). Such information might include first and last name,
a physical address, an e-mail address, a telephone number, and social
security number.
Pacific Life may use "cookies" or related technology in order to track
usage of the Web site, and in order to improve our service to you. A cookie
does not tell us your individual identity.
Pacific Life and its affiliated companies and representatives are
committed to respecting the privacy of your personal information. The
portions of our Web sites that require you to input personal information
employ the most current encryption technology available to ensure secure
transmission of your information.
Please understand, that the Internet is not a completely secure medium
of communication. Therefore, we cannot guarantee the privacy of any
information you input on this Web site or send to us on the Internet.
We will not be responsible for any damages you or others may suffer as
a result of the loss of confidentiality of any such information. We
look forward to communicating with you and have provided many places on
this Web site for you to contact us. Please remember that, unless the
specific access location says otherwise, all messages sent to or from this
Web site can be accessed by other Internet users. To protect your privacy,
please do not use e-mail to communicate information that you want kept
confidential.
If you are concerned about the security of the Internet for the
communication of personal information, you may consider using alternative
forms of communication such as telephone, fax, or regular mail.
We do not guarantee or warrant that any part of this Web site,
including files available for download, are free of viruses or other
harmful code. It is your responsibility to take appropriate precautions,
such as the use of anti-virus software, to protect your computer hardware
and software while using the Internet.
Please review this Online Privacy Policy frequently as it may change
at any time at Pacific Life's sole discretion.
Click here to review our Privacy Promise to our customers.
Effective date 3/23/05
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