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Charting Your Financial Course

Yes, You Can Have Lifetime Retirement Income.

Retirement security means knowing that you'll always have a steady, stable income, no matter how long you live. Discover how you can create an income that's guaranteed to last your entire life.


Watch this short video from Dr. Moshe A. Milevsky on the importance of retirement income planning and how to generate income for life.



Dr. Moshe A. Milevsky is an Associate Professor of Finance at the Schulich School of Business at York University, Executive Director of The Individual Finance and Insurance Decisions (IFID) Centre, and CEO of The QWeMA Group, Inc., in Toronto, Canada. He is also the author of The Calculus of Retirement Income (2006), Are you a Stock or a Bond?: Identify Your Own Human Capital For a Secure Financial Future (2012), which contains additional information on product allocation, and co-authored Pensionize Your Nest Egg: How to Use Product Allocation to Create a Guaranteed Income for Life (2010).

The Three Sources of Guaranteed Lifetime Income?

How to Maximize Your Social Security Benefits?

The Top Four Questions to Ask About Your Retirement? If You Need Income Now or Later?

Find out how they help cover your essential retirement living expenses Here's what you need to know.
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How Much Do You Need to Save for Retirement?

Find Out! Use this helpful Pacific Life calculator.

Learn more about retirement planning from The National Retirement Planning Coalition:




Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each company is solely responsible for the financial obligations accruing under the products it issues. Insurance product and rider guarantees are backed by the financial strength and claims-paying ability of the issuing company and do not protect the value of the variable investment options.

Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company (Newport Beach, CA). Variable annuities are available through licensed third-party broker/dealers. Fixed annuities are available through licensed, independent third parties.