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About Pacific Life

The following table identifies the financial strength ratings for Pacific Life Insurance Company and Pacific Life & Annuity Company issued from the major independent rating agencies.

   Ratings Summary  
   Rating Agency  Strength Ratings  Outlook  Recent Reports  
   A.M. Best  A+ (Superior)  Stable   Ratings Report
  Press Release
   Fitch  A+ (Strong)  Stable   Press Release
  Ratings Report
  Ratings Update
   Moody's  A1 (Good)  Stable   Credit Opinion
  Press Release
   Standard & Poor's  AA- (Very Strong)  Stable   Ratings Report
  Press Release


An insurer financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders and contract holders. A rating is an opinion of the rating agency, only, and not a statement of fact or recommendation to purchase, sell or hold any security, policy or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. A positive or negative outlook indicates that the rating could change based on certain future events relating to the financial condition of the company. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best's Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this website are authorized to print a single copy of the Best's Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited. Best's Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the A.M. Best website,

For more information on Fitch, visit

For more information on Moody’s, visit

Standard & Poor's Global Ratings provides independent financial information, analytical services, and credit ratings to the world’s financial markets. For more information on Standard & Poor’s, visit