Life Insurance

Pacific Life & Annuity Company's Pacific Select Exec V-NY, Pacific Indexed Accumulator III-NY, Pacific-10-NY, Pacific-20-NY, Pacific-ART-NY, One Year Term-NY, Last Survivor One Year Term-NY, and Versa-Flex PRO-NY are approved for sale in New York only.

Indexed Universal Life insurance product does not directly participate in any stock or equities investments.

You should carefully consider a variable life insurance product’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses and investment goals/objectives of the underlying investment options. This and other information about Pacific Life insurance products are provided in the applicable product and underlying fund prospectuses which are available from your life insurance producer or by clicking here. Read them carefully before investing or sending money.

For more information on this subject, and professional guidance in selecting the right kind and amount of insurance coverage, contact your life insurance producer.

This material is not intended to be used, nor can it be used by any taxpayer, for the purpose of avoiding U.S. federal, state or local tax penalties. This material is written to support the promotion or marketing of the transaction(s) or matter(s) addressed by this material. Pacific Life, its distributors and their respective representatives do not provide tax, accounting or legal advice. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor.