Variable Universal Life Insurance Investment Options
A variable life insurance policy is primarily purchased to provide death benefit protection. Additionally, owning a policy requires decisions about allocating your policy cash values among the product's variable and fixed investment options. Every investment involves some level of risk for the opportunity to earn a higher return. Finding the right balance between them is critical.
With its variable life insurance products, Pacific Life offers a broad range of investment options. The variable investment options shown at the top of this chart may provide you with the potential reward of higher returns, if you are willing to take on additional risk. When evaluating these investment options, you and your life insurance producer or financial advisor should select your investment options based on your unique investment objectives, financial circumstances, and willingness to tolerate risk.
The investment options within each subcategory are listed alphabetically and do not illustrate a continuum of risk/reward. Generally, portfolios of fixed income securities are less aggressive than portfolios of equity securities. While fixed income portfolios tend to be less aggressive, they still carry a variety of risks, and some will have more risks than others. Before investing, you should carefully read the investment options' prospectuses and review the investment goals/objectives and risks of the investment options.