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Why Pacific Life?


Why Pacific Life?
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Pacific Life. The Power to Help You Succeed.

Your insurable needs and financial objectives are key considerations when selecting the appropriate insurance product. The underwriting insurance company that stands behind those products is just as important. Pacific Life’s strength and stability is reflected in the high ratings received from independent sources within the financial industry.

Persistence - Performance - Strength
Founded in 1868, Pacific Life provides life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans.1 Pacific Life counts more than half of the 50 largest U.S. companies as clients2 and is a member of the Insurance Marketplace Standards Association (IMSA), whose membership promotes high ethical standards for the sale of individual life insurance and annuities.

Strong Ethics & Conduct
One of the cornerstones of Pacific Life’s strong foundation is its excellent reputation for honesty and ethical conduct. Maintaining high ethical standards is a value that Pacific Life has adhered to all along. In 1998, the company became a member of the Insurance Marketplace Standards Association (IMSA). Our business conduct principles has been the ethical roadmap for Pacific Life throughout its history. This code of business conduct, which we call “It’s My Responsibility,” summarizes the principles of integrity and trustworthiness and reinforces the concept that everyone within the company is responsible for adhering to the policies, procedures, laws, and regulations that govern our day-to-day business activities.

Mutual Holding Company Structure
Pacific Life’s investments are broad and diverse. Because of our mutual holding company structure, Pacific Life has no publicly traded stock and no outside investors. The company is operated for the benefit of our policyholders and clients. We continually work to increase our cost efficiencies and to provide quality and value for our policyholders and clients.

Having been in business since 1868, we are confident that our business models are sound and our strategies are appropriate. We want to continue to earn your trust and the honor of doing business with you.

 

1 Product features and availability vary by state.
2 Data compiled by Pacific Life using the FORTUNE 500® list as of April 2007.

 

Humpback Whale

Upholding High Ethical Standards


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