Policy options to supplement your income.

Have policy distributions automatically deposited to your bank account.

If you decide to supplement your retirement income with loans and withdrawals from your life insurance policy from Pacific Life, you can apply for our AIO service. It’s convenient, flexible and gives you the freedom that comes with knowing your supplemental income is in your account whether you’re traveling the world or enjoying a peaceful retirement at home with family and friends.

By using AIO*, you can authorize Pacific Life to automatically deposit your policy loan and withdrawal checks directly into your bank account on a regular basis. The service is simple. You can request either a fixed amount or an amount based on a fixed duration. Your policy loans or partial withdrawals will be calculated for you after every policy anniversary.

Pacific Life will determine the policy distribution amount/duration by generating an in-force illustration, using agreed upon hypothetical rate of returns and a cash value target at maturity. Actual performance of the investment options can affect your policy distribution amount/duration.

*Applicable rules and exceptions apply. Talk with your insurance professional.

For more detailed information about Pacific Life’s variable life insurance products and the underlying funds, including charges, expenses and limitations, contact your insurance professional or call Pacific Life at (800) 800-7681 for current product and underlying funds prospectuses. Read the prospectuses carefully before investing or sending money.Variable insurance products issued by Pacific Life Insurance Company are distributed by Pacific Select Distributors, Inc. (member FINRA & SIPC), a subsidiary of Pacific Life, and are available through licensed third party broker-dealers. The federal and state income tax laws in this area are complex and subject to change. Neither Pacific Life nor its representatives give legal or tax advice. Consult your attorney or tax advisor for complete up-todate information concerning federal and state tax laws in this area.

Withdrawals and policy loans may reduce policy values and benefits.