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Portfolio Management for the Discerning Investor
In addition to the flexibility of setting up your own premium payment schedule and choosing the death benefit that is best for you and your family,¹ a variable universal life insurance policy also allows you to allocate your premium payments among a choice of investment options. A Pacific Life variable universal life insurance policy can give you access to a wide variety of premier portfolio managers.

¹ Information about death benefit options, premium payment schedules, policy fees, charges, and limitations are listed in a product prospectus.

Pacific Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York. Product availability and features vary by state.

†Although some portfolios may have names or investment objectives that resemble retail mutual funds managed by the portfolio manager, these portfolios will not have the same underlying holdings or performance as the retail mutual funds.

* Capital Research and Management is the investment adviser to the Master Growth-Income Fund
** Capital Research and Management is the investment adviser to the Master Growth Fund.

Disclosure

Variable insurance products issued by Pacific Life Insurance Company and shares of Pacific Select Fund are distributed by Pacific Select Distributors, Inc. (member FINRA & SIPC), a subsidiary of Pacific Life, and are available through licensed third party broker-dealers. Shares of Fidelity® Variable Insurance Products Funds are distributed by Fidelity Distributors Corporation. Shares of Janus Aspen Series are distributed by Janus Distributors LLC. Shares of Lazard Retirement Series, Inc. are distributed by Lazard Asset Management Securities LLC. Shares of Legg Mason Partners Variable Portfolios are distributed by Legg Mason Investor Services, LLC. Shares of MFS Variable Insurance Trust are distributed by MFS Fund Distributors, Inc. Shares of Premier VIT are distributed by Allianz Global Investors Distributors LLC. Shares of T. Rowe Price Equity Series, Inc. are distributed by T. Rowe Price Investment Services, Inc. Shares of Van Eck Worldwide Insurance Trust are distributed by Van Eck Securities Corporation. Shares of XTF Advisors Trust are distributed by Aquarius Fund Distributors, LLC.

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