MFS invented the mutual fund in 1924. America’s first fund, Massachusetts Investors Trust, made owning a diversified pool of stocks affordable for everyday investors. With its invention, more people could use the growth of America’s corporations to help fund their dreams of retirement and educating their children. In 2002, Forbes magazine named Massachusetts Investors Trust one of the 85 innovations that changed the world, noting that the trust was a “business breakthrough that changed our lives in a profound way.”

In the 85 years since MIT was established, MFS has managed money through a depression, 15 recessions, and 6 wars. No other mutual fund manager can match MFS’ history and longevity.

MFS is a premier global asset manager with investment offices in Boston, London, Mexico City, Singapore, Sydney, and Tokyo.  Today, MFS offers a broad range of mutual funds, separate accounts, and retirement planning products. MFS portfolios are also available as investment options in defined contribution, pension, variable annuity platforms, and 529 plans. All the firm’s products are sold exclusively through financial intermediaries.

They employ a consistent approach

• Research-driven:  Their proprietary method of evaluating securities is continuous and looks to identify high-quality investment opportunities in every major asset class around the world.
• Global vision:  They have global analysts in six worldwide offices, tracking securities in more than 80 countries.
• Disciplined choices:  They offer investors a diverse range of funds that are style consistent and carefully overseen to manage risk at the security and portfolio level.

Portfolios Managed
   Pacific Select Fund 

• International Large-Cap

   MFS Variable Insurance Trust

• MFS Variable Insurance Trust New Discovery Series Service Class
• MFS Variable Insurance Trust Utilities Series Service Class

Data as of December 31, 2009

Special risks such as currency fluctuations and political changes should be considered with international investing.  Sector portfolios may be subject to greater price volatility.  Higher volatility and greater risks may be associated with investing in smaller size companies.

Although some portfolios may have names or investment objectives that resemble retail mutual funds managed by the portfolio manager, these portfolios will not have the same underlying holdings or performance as the retail mutual funds.

You should carefully consider a variable life insurance product’s risks, charges, limitations and expenses, as well as the risks, charges, expenses and investment objectives of the underlying investment options. The accompanying product and underlying fund prospectuses contain this and other information about Pacific Life. Read them carefully before investing or sending money.

Pacific Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York. Product availability and features may vary by state.

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