Fidelity's globally integrated research team enables us to seize opportunities in world financial markets the moment they arise.

We believe that this considerable advantage can translate to strength in every asset class, giving financial advisorsmore ways to help diversify their clients' portfolios than nearly anyone else.  Our dedication to advisors and their clients has helped us become one of the largest, most respected investment firms in business today.

Fidelity follows a bottom-up, company-by-company approach to investing. Each portfolio is built one investment at a time based on extensive fundamental analysis, a rigorous process of security selection, and disciplined, active portfolio management. Fidelity analysts and managers pursue only what they believe to be the most solid securities for a Fidelity portfolio. These experienced investment professionals are backed by a worldwide network of research resources providing constant market and company information:

• Extensive online, computer-based research tools. This includes a proprietary, personal computer-based operating system that gives Fidelity portfolio managers instant access from anywhere in the world to Wall Street brokerage research and earnings models, SEC filings, trading information and research notes on thousands of companies worldwide.
• A common system linking Fidelity trading desks in Boston, Hong Kong, London and Tokyo that tracks all orders and trades, helping Fidelity’s international traders match buyers and sellers of securities more quickly and efficiently than ever before.
• A state-of-the-art trading desk, which provides access to more than 200 brokerage houses and real-time information to achieve the best executions and optimize the value of each transaction.

Although some portfolios may have names or investment objectives that resemble retail mutual funds managed by the portfolio manager, these portfolios will not have the same underlying holdings or performance as the retail mutual funds.

You should carefully consider a variable life insurance product’s risks, charges, limitations and expenses, as well as the risks, charges, expenses and investment objectives of the underlying investment options. The accompanying product and underlying fund prospectuses contain this and other information about Pacific Life. Read them carefully before investing or sending money.