This general information pertains to the manager responsible for the day-to-day management of the portfolio(s) available through Pacific Life’s variable products and the information presented may not relate specifically to the available portfolio(s). The information is provided by and used with the permission of this manager.

American Funds Insurance Series® is managed by Capital Research and Management Company,SM investment adviser to the American Funds. With more than $725 billion in assets under management as of February 28, 2009, Capital Research and Management Company is one of the nation’s largest investment management firms.
Five factors help make American Funds Insurance Series different:
• A long-term, value-oriented approach — American Funds Insurance Series portfolio counselors and investment analysts seek to buy securities at reasonable prices relative to their prospects and hold them for the long term.
• An extensive global research effort — The investment professionals of American Funds Insurance Series travel the world to find the best investment opportunities and gain a comprehensive understanding of companies and markets.
• The multiple portfolio counselor system —This innovative approach to portfolio management, developed 50 years ago by Capital Research and Management Company, blends teamwork with individual accountability and has provided a sustainable method of achieving fund objectives.
• Experienced investment professionals — American Funds Insurance Series portfolio counselors have an average of 25 years of investment experience, providing a depth of knowledge and broad perspective that few organizations have.
• A commitment to low management fees — American Funds Insurance Series management fees are among the lowest in the industry.
Portfolios Managed
Pacific Select Fund
Data as of December 31, 2008
1 The American Funds Growth-Income, American Funds Growth, and American Funds Asset Allocation portfolios of the Pacific Select Fund invest their assets in American Funds Insurance Series Growth-Income Fund, Growth Fund, and Asset Allocation Fund, respectively (each a Master Fund). Capital Research and Management Company is the investment adviser to the Master Fund.
Although some portfolios may have names or investment objectives that resemble retail mutual funds managed by the portfolio manager, these portfolios will not have the same underlying holdings or performance as the retail mutual funds.
You should carefully consider a variable life insurance product’s risks, charges, limitations and expenses, as well as the risks, charges, expenses and investment objectives of the underlying investment options. The accompanying product and underlying fund prospectuses contain this and other information about Pacific Life. Read them carefully before investing or sending money.
Pacific Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York. Product availability and features may vary by state.
Pacific Select Fund portfolios are available only through Pacific Life Insurance Company's and Pacific Life & Annuity Company's variable products.
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