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This general information is provided by and used with the permission of this manager. It may not contain information about the Pacific Select Fund portfolios managed by this manager. Pacific Select Fund portfolios are available only through Pacific Life's and its affiliates' variable products.

For nearly four decades, AllianceBernstein L.P. has provided investment services to a diverse group of clients including institutional, high-net-worth and retail investors. A leader in industry research, with over 300 analysts located around the world, our global insight helps us make better investment decisions for our clients.
Investment Philosophy
- Our primary business goal is to design diversified investment solutions that help our clients build and preserve wealth
- We believe that research is the ultimate source of superior investment returns
- As an investment manager, we try to maximize investors' returns through careful portfolio construction, risk management and disciplined rebalancing
Attributes
- We manage nearly $800 billion worth of assets across growth, value, fixed income and style-blend services
- The members of our Global Value Investment Policy Group average 19 years of industry experience and 13 years at AllianceBernstein
- Our globally integrated research department consists of nearly 80 fundamental and quantitative analysts who are dedicated solely to uncovering value opportunities around the world
Portfolios Managed Pacific Select Fund
International investing involves investments in foreign securities and therefore include risks not associated with a fund that invests primarily in U.S. issues, including magnified fluctuations due to changes in foreign exchange rates and the possibility of substantial volatility due to political or economic uncertainties in foreign countries.
Data as of December 31, 2007.
Data represents total analysts for AllianceBernstein L.P.
Although some portfolios may have names or investment objectives that resemble retail mutual funds managed by the portfolio manager, these portfolios will not have the same underlying holdings or performance as the retail mutual funds.
You should carefully consider a variable life insurance product’s risks, charges, limitations and expenses, as well as the risks, charges, expenses and investment objectives of the underlying investment options. The accompanying product and underlying fund prospectuses contain this and other information about Pacific Life. Read them carefully before investing or sending money.
Special risks such as currency fluctuations and political changes should be considered when investing in international and emerging markets.
Pacific Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York. Product availability and features may vary by state.
CWEB-L-183B
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