AllianceBernstein L.P.

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This general information pertains to the manager responsible for the day-to-day management of the portfolio(s) available through Pacific Life’s variable products and the information presented may not relate specifically to the available portfolio(s). The information is provided by and used with the permission of this manager.

For nearly four decades, AllianceBernstein L.P. has provided investment services to a diverse group of clients including institutional, high-net-worth and retail investors. A leader in industry research, with 275 analysts located around the world, their global insight helps them make better investment decisions for clients.

Investment Philosophy: Unwavering Focus on Investment Excellence

They manage $462 billion worth of assets across growth, value, fixed income and style-blend services.
Across all services, AllianceBernstein investment teams follow centralized and consistent processes to help ensure their portfolios deliver the characteristics and long-term performance patterns clients expect.
Their global client base is supported by distinct teams to ensure they offer solutions appropriate to each client’s needs.

Research Excellence: Uncovering Opportunities Across Markets

They believe that research excellence is the ultimate source of enhanced investment outcomes.
AllianceBernstein has built one of the largest research organizations in the business, with 275 analysts operating in 18 cities that span 12 countries across the globe.*
They integrate fundamental and quantitative analysis of securities with economic, currency and other specialized research in pursuit of unique investment insight.

Portfolios Managed
Pacific Select Fund

International Value

*Represents total analysts for AllianceBernstein L.P.

Data as of December 31, 2008.

Special risks such as currency fluctuations and political changes should be considered when investing in international and emerging markets.

Although some portfolios may have names or investment objectives that resemble retail mutual funds managed by the portfolio manager, these portfolios will not have the same underlying holdings or performance as the retail mutual funds.

You should carefully consider a variable life insurance product’s risks, charges, limitations and expenses, as well as the risks, charges, expenses and investment objectives of the underlying investment options. The accompanying product and underlying fund prospectuses contain this and other information about Pacific Life. Read them carefully before investing or sending money.

Pacific Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York. Product availability and features may vary by state.

Pacific Select Fund portfolios are available only through Pacific Life Insurance Company's and Pacific Life & Annuity Company's variable products.

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