Personal Data Balance on 12/31/2009   Date of Birth   Rate of Return %   Spouse's Data Spouse's Date of Birth1   1If you are married and your spouse is your sole beneficiary for this account and your spouse is more than ten years younger than you are, please enter your spouse's date of birth.

The results and explanations generated by this calculator may vary due to user input and assumptions. Pacific Life Insurance Company does not guarantee the accuracy of the calculations, results, explanations, nor applicability to your specific situation. We recommend that you use this calculator as a guideline only and ultimately seek the guidance of an experienced professional.