|
| Insurance Ratings Summary |
 |
|
Home » About Pacific Life » Insurance Ratings » Insurance Ratings Summary
|
|
The following ratings represent independent opinions from leading providers of insurer ratings of a company's financial strength.
Financial Strength Ratings1
|
 |
A.M. Best: A++ (Superior)
"Assigned to companies that have, in our opinion, a superior ability to meet their ongoing obligations to policyholders."
|
|
Fitch Ratings: AA (Very Strong)
"Fitch’s ratings on Pacific Life and its life insurance subsidiary, Pacific Life & Annuity Company (PL&A), reflect a strong financial position that includes a solid balance sheet and excellent capitalization, strong and controlled business growth, broad business diversity and good earnings. The company has generated strong long-term profitability through investment results and favorable interest margins, low mortality and excellent expense management. The strong balance sheet fundamentals include a high-quality asset portfolio and extensive liquidity supported by sound asset/liability management."
|
|
Standard & Poor's: AA (Very Strong)
"The ratings on Pacific Life Insurance Co. and Pacific Life & Annuity Insurance Co. (collectively, Pacific Life) reflects its sustained strength in the U.S. individual life and individual annuity marketplace and strong competitive positioning in institutional products business," explained Standard & Poor's credit analyst Neil Strauss.
|
|
Moody's Investors Service: Aa3 (Excellent)
"Moody's Aa3 long-term insurance financial strength rating of Pacific Life Insurance Company (Pacific Life), and its subsidiary, Pacific Life & Annuity Company (PL&A), is based on the companies' established market position in variable and universal life, annuities, and group pensions and institutional products, as well as its strong asset management capabilities, prudent asset/liability management and good capitalization." |
1 These ratings do not apply to the safety or performance of any separate accounts or mutual funds.
|
|
|
|