2009 Year-End Investment Quality Review
	2009 Pacific Mutual Holding Company GAAP Consolidated Financial Statements
	2008 Pacific Mutual Holding Company GAAP Consolidated Financial Statements

Pacific Life Annual Reports
2008	2007	2006
Print Version	Print Version	Print Version
Interactive Version	Interactive Version	Interactive Version

Report To Members Pacific Mutual Holding Company
2008 Print Version	2007 Print Version

Statutory Financial Information5
	2009 Annual Statement  (excludes investment schedules)
	» 2009 Investment schedules
	2008 Annual Statement  (excludes investment schedules)
	» 2008 Investment schedules
	2007 Annual Statement  (excludes investment schedules)
	» 2007 Investment schedules

1	Based on accounting principles generally accepted in the United States of America (GAAP).
2	Excludes accumulated other comprehensive income/loss and noncontrolling interest.
3	Excludes net realized investment gains/losses.
4	Excludes net realized investment gains/losses and discontinued operations, net of tax.
5	Statutory financial information of Pacific Life Insurance Company is presented in conformity with statutory accounting practices (SAP), which are accounting practices prescribed or permitted by the Insurance Department of the State of Nebraska.  Pacific Life is domiciled in Nebraska.  SAP is a comprehensive basis of accounting that differs in certain significant respects from GAAP.
	The results for past accounting periods are not necessarily indicative of results to be expected for any future accounting period.